WHY FINANCE WITH
VILLAGE POWERSPORTS
At Village Powersports, our passion is helping you discover the thrill and freedom that comes with owning a top-quality watercraft or powersports vehicle. Whether you’re searching for your dream ATV, motorcycle, side-by-side, or pontoon boat, we’re here to connect you with the perfect match for your next outdoor adventure. Based in Homosassa, FL, our finance team is ready to create a financing plan that gets you out on the road—or on the water—quickly and easily. We offer a clear, straightforward financing guide and solutions for all credit situations, so nothing stands between you and your adventure.
The Village Financing Advantage
Choosing to finance through Village Powersports offers several key advantages for your vehicle purchase:
Convenience
Our finance team works on your behalf to connect with multiple lenders, securing the best rates and terms for your needs. From test drive to loan approval, we make it possible to complete your purchase in a single visit—so you can hit the road in your new vehicle without delay.
Access to Special Offers & Incentives
We offer exclusive deals you won’t typically find with other lenders, including extended loan terms and special financing options. For new vehicle purchases, our dealership can provide valuable incentives—such as cash back, low interest rates, or trade-in assistance—when you finance through our partnered lenders. For qualified buyers, these offers can translate into significant savings.
Expert Guidance
Our friendly, knowledgeable finance team is here to answer your questions and guide you toward the financing option that’s the perfect fit for you.
Potential Tax Advantages on Trade-ins
Trading in your vehicle at the dealership can help you save on sales tax—since in many areas, you only pay tax on the price difference between your new purchase and your trade-in value.
Special Assistance for Challenging Credit Histories
At Village Powersports, less-than-perfect credit is never a roadblock. We know that life events such as debt, divorce, foreclosure, or bankruptcy can affect your credit score and make financing feel daunting. That’s why we offer tailored strategies and flexible options to help you secure financing for your ATV or boat, no matter your credit history.
We’ll work with you to review your current credit situation, because understanding your credit score is key to identifying potential challenges and finding the best ways to overcome them.
We partner with specialized lenders who focus on financing for recreational vehicles. Village Powersports also provides financing solutions for customers with less-than-perfect credit.
We can assist you in getting pre-approved for financing, even if your credit isn’t perfect.
Using the ATV, motorcycle, or boat itself as collateral can reduce the lender’s risk, making approval more likely even with bad credit. It’s important to understand that defaulting on a secured loan could result in vehicle repossession.
While some financing options for bad credit may not require a large down payment, contributing more upfront can improve your chances of approval, secure better terms, and demonstrate your commitment to the loan.
Adding a co-signer with stronger credit can significantly increase your likelihood of approval and may result in more favorable interest rates and loan terms, as the co-signer assumes responsibility if payments aren’t made.
Making consistent, on-time payments helps improve your credit over time. As your credit strengthens, you may qualify for refinancing with better terms and lower interest rates in the future.
Previous bankruptcies or repossessions shouldn’t stop you from pursuing your dream vehicle. We approach each application with patience and a commitment to responsible financial guidance to help you secure the recreational vehicle you want.
Lenders We Work With
Village Powersports works with a wide selection of lenders to provide you with comprehensive financing solutions. Some of the lenders we partner with include:
Florida West Coast
Credit Union
Offers powersports financing with instant loan offers on over 25,000 new ATVs, side-by-sides, motorcycles, dirt bikes, snowmobiles, golf carts, and more. They welcome all credit scores, from subprime to prime, and offer prequalification with no impact on your credit score. Their prequalified offers are valid for 30 days.
Florida
Credit Union
Provides auto loans, including those for motorcycles, boats, and RVs, and offers auto loan refinancing. As a member-owned credit union, they aim to provide better rates.
Medallion
Bank
Specializes in point-of-sale consumer financing for purchases like RVs and boats, and they help dealers sell to a broader range of customers, including those with credit challenges.
Roadrunner
Financial
Offers powersports financing with instant loan offers on over 25,000 new ATVs, side-by-sides, motorcycles, dirt bikes, snowmobiles, golf carts, and more. They welcome all credit scores, from subprime to prime, and offer prequalification with no impact on your credit score. Their prequalified offers are valid for 30 days.
Sheffield
Financial
A trusted leader in providing simple, easy, and fast financing for powersports, marine, outdoor power equipment, and trailers. They offer fast online prequalification with no impact on your credit score, fixed interest rates, flexible loan terms, and no prepayment penalty. Sheffield Financial partners with leading equipment manufacturers to bring low promotional rate financing from top industry brands.
Synchrony
Bank
Provides various credit cards and financing solutions, including options for powersports purchases. They offer promotional APRs on select Polaris models.
